All payments are processed through PayPal. You will be transferred to the PayPal secure server at checkout. Only there will you be asked to supply your credit card information, unless you already have a PayPal account. Paypal also accepts a checking account as a method for payment if you prefer not to use a credit card. We do not accept orders from outside the United States. Returns are accepted only with a valid Return Merchandise Authorization (RMA) - Please use the Contact Us link to request an RMA. There is a 15% re-stocking fee.